What Is a Non-Medical Review for SSDI?

Social Security Disability Insurance (SSDI) is a federal program in the United States that provides financial assistance to individuals who are unable to work due to a disability. To determine eligibility for SSDI benefits, the Social Security Administration (SSA) conducts a thorough evaluation of the applicant’s medical condition and work history. However, in addition to the medical review, there is also a non-medical review that is an important part of the SSDI application process.

A non-medical review involves assessing an applicant’s work history, earnings, and other non-medical factors to determine their eligibility for SSDI benefits. It includes evaluating the applicant’s work credits, which are earned by working and paying Social Security taxes. To qualify for SSDI, an applicant must have accumulated enough work credits, which is determined by their age and the number of years they have worked.

The non-medical review also considers the applicant’s income and assets. SSDI benefits are based on the applicant’s average lifetime earnings, and there are limits on the amount of income and assets an individual can have while receiving benefits. The SSA may conduct a review to ensure that the applicant meets the financial eligibility criteria and that they are not earning income above the substantial gainful activity (SGA) level, which is currently $1,310 per month for non-blind individuals in 2021.

FAQs about Non-Medical Review for SSDI:

1. What documents are required for the non-medical review?
– The SSA may require documents such as tax returns, pay stubs, and bank statements to verify your work history, earnings, and financial eligibility.

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2. How many work credits do I need to be eligible for SSDI?
– The number of work credits required depends on your age at the time of disability. Generally, you need 40 credits, with 20 earned in the last 10 years leading up to your disability.

3. Can I work while receiving SSDI benefits?
– Yes, but there are limits on the amount of income you can earn. If you earn above the SGA level, your benefits may be affected.

4. Is there a limit on the amount of assets I can have while receiving SSDI?
– Yes, there are limits on the amount of income and assets you can have. The SSA reviews your financial eligibility to ensure you meet the criteria.

5. How often does the SSA conduct non-medical reviews?
– The SSA may conduct periodic reviews to ensure you still meet the eligibility criteria for SSDI benefits.

6. What happens if I don’t have enough work credits?
– If you don’t have enough work credits for SSDI, you may be eligible for other assistance programs like Supplemental Security Income (SSI).

7. Will my disability affect the non-medical review?
– Your disability does not directly affect the non-medical review. It is mainly concerned with your work history, earnings, and financial eligibility.

8. Can I appeal a decision made during the non-medical review?
– Yes, you have the right to appeal any decision made by the SSA regarding your non-medical review.

9. What should I do if my financial situation changes while receiving SSDI benefits?
– You should promptly report any changes in your income or assets to the SSA to ensure your benefits are accurately calculated.

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In conclusion, a non-medical review is an integral part of the SSDI application process. It involves assessing an applicant’s work history, earnings, and financial eligibility. Understanding the non-medical review process and meeting the eligibility criteria is crucial for individuals seeking SSDI benefits.